Vero Insurance covers your vehicle and all the things you may not have considered.

Vero delivers the cover you expect from great comprehensive car insurance plus extras you may not have considered like lease payout, travel after a remote-area accident, lost keys and towing.

Things you need to know


What's Covered

What's in it for You

Need to Know

New for new.

If you lease a brand new car, we'll replace it with a brand new car in the event of a total loss

Don't settle for less - get back the car you want without having to start a new lease.

Bought as new and less than 36 months old when claim is made. Vehicle specifications in line with original vehicle contract.

Lease payout in the event of a total loss. Vero will cover the pay out figure

Don't worry about the shortfall between the market value and the pay out figure, Vero will cover the shortfall, potentially saving you thousands.

In the event that the market value is higher than the pay out figure, you will receive a cheque for the difference. Subject to your account being up to date.

All licensed drivers are covered

Relatives and friends can use your car - drivers don't have to be nominated. Age and inexperience driver excesses apply. See Excess notes below*.

Hire car after theft or accident

Vero will pay for a rental if your car is stolen or in an accident

Your life stays on track with minimum disruption. Up to $3,000 in total after Vero approval.
Third party property damage Third party property damage is covered if you are legally liable to pay in the event of an accident. Cover up to $50 million.
Lifetime guarantee on repairs Select from Vero's comprehensive preferred repairer network, or choose your own repairer. All approved repairs carry a lifetime guarantee.
Online claiming Lodge claims online quickly and conveniently, 24/7 via Vero's claims app. Download the Drive Claims App from the App Store or Google Play.
Additional benefits We've thought of everything so you don't have to. We cover costs on personal property loss, travel and accommodation, new locks and keys and towing costs. See the Vero's Motor Comprehensive Policy Product Disclosure Statement.
Pay by month Easy budgeting and the benefit of paying straight from your salary. When insured through Smartleasing's Vero insurance policy.
* Standard excess: $650 Standard Vehicles or $1,000 Prestige/High Performance Vehicles. Windscreen excess: $200. Age & Experience excess (in addition to the above) - Under 21 years old: $800; 21 - 24 years old: $600; Inexperienced driver over 24 years old with less than 2 years driving experience: $600. This policy is only available whilst you are packaging your vehicle through Smartleasing. Smartsalary Pty Ltd trading as Smartleasing (ABN 24 096 796 100) who is an authorised representative (AR No 284495) of BMS Risk Solutions Pty Ltd (ABN 45 161 187 980, AFSL 461 594) in connection with motor vehicle insurance only. The insurance provided by AAI Limited trading as Vero Insurance (ABN 48 005 297 807, AFSL 230 859). This document is a brief outline of the cover but contains general information only and does not take into account your individual objections, financial station or needs and may not suit your personal circumstances. For full details of the terms, conditions and limitations of the covers and before making any decision about whether to acquire the product and services, please consider the Financial Services Guide and Product Disclosure Statement. View these by clicking on the links below.

Vero Comprehensive Insurance - Product Disclosure Statement 

BMS Risk Solutions - Financial Services Guide